it means, scotia bank has variable rate products,
but she doesn't want you to take it. maybe
they cannot offer good discount on var products.
* Effective February 12, 2013. Offers available until further notice. Not available for preapprovals. Cannot be combined with any other offers or promotions. Mortgage must be funded within 90 days of the application date. Other conditions may apply.
** Effective December 21, 2012.
*** Effective June 13, 2013. Offers available until further notice. Not available for preapprovals. Cannot be combined with any other offers or promotions. Mortgage must be funded within 120 days of the application date. Other conditions may apply.